USDA

USDA Home Loans

Zero-down financing for eligible areas, including some suburban locations.

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Overview

Why Consider a USDA Loan

Not only rural

USDA loans can be available in some suburban areas of larger cities, not just rural towns.

No down payment

Eligible borrowers may be able to buy with no down payment.

Flexible credit

You may qualify with a less-than-perfect or nontraditional credit history.

Closing costs

Closing costs may be financed in some cases.

Income limits apply

Limits depend on the location of the home and your household. Payment and debt ratio guidelines also apply.

Not just for first-time buyers

Repeat buyers can use USDA financing too.

Wondering if a USDA loan fits?

Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity.

Get in Touch

Let's Talk About Your Loan

Tell us a little about what you are looking for and William’s team will be in touch.
  • ✓  Plain-language guidance from a licensed mortgage broker
  • ✓  More than 30 years in Arizona home lending
  • ✓  Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
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