Self-Employed

Bank Statement Loans for the Self-Employed

Document your income with bank statements instead of tax returns.

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Overview

How It Works

Bank statements as income proof

Qualify using about 24 months of business or personal bank statements, depending on the program.

Business and personal accounts

Programs may allow sets of statements from both personal and business accounts.

Built for business owners

Designed for borrowers whose tax returns do not show their full income.

Other options may exist

Self-employed for two or more years? A conventional loan using recent tax returns may also be possible.

Fast answers

We get direct feedback from lenders on your scenario, often quickly.

Terms vary

Loan amounts, rates and guidelines vary by lender and borrower.

Self-employed and not sure what you qualify for?

Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity.

Get in Touch

Let's Talk About Your Loan

Tell us a little about what you are looking for and William’s team will be in touch.
  • ✓  Plain-language guidance from a licensed mortgage broker
  • ✓  More than 30 years in Arizona home lending
  • ✓  Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
By submitting this form you agree to our Terms of Service.
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