Self-Employed
CPA Profit & Loss Loans
Use a CPA-prepared profit and loss statement to show your business income.
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Overview
How It Works
A CPA-prepared P&L as income proof
Instead of full tax returns, some programs allow a profit and loss statement prepared or signed by a licensed CPA or tax preparer to document your income.
Good for growing businesses
If your business has grown and last year’s tax return does not reflect where it stands today, a P&L can show current earnings.
Fits many business owners
Sole proprietors, LLC owners and other self-employed borrowers may be able to use this approach, depending on the program.
Other options may exist
Self-employed for two or more years? A conventional loan using tax returns may offer a different set of terms. We compare both for you.
Fast answers
We review your scenario with lenders and give you plain-language feedback on what may work.
Terms vary
Loan amounts, rates, documentation and guidelines vary by lender and borrower.
Self-employed and want to see if a P&L program fits?
Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity.
Get in Touch
Let's Talk About Your Loan
Tell us a little about what you are looking for and William’s team will be in touch.
- ✓ Plain-language guidance from a licensed mortgage broker
- ✓ More than 30 years in Arizona home lending
- ✓ Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
Contact
William S. Forsythe III
Owner, Achievers Mortgage, LLC
General Mortgage Disclaimer: Achievers Mortgage, LLC is a licensed mortgage broker (NMLS #166778, MB0905740). All loan approvals, interest rates, and terms are subject to applicant's creditworthiness, income verification, property appraisal, and other underwriting guidelines. Not all applicants will qualify. The information provided on this website is for informational purposes only and does not constitute a commitment to lend or an offer to extend credit. Interest rates and loan programs are subject to change without notice. Achievers Mortgage, LLC is an Equal Housing Opportunity provider.
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Equal Housing Opportunity
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