W2 Employee

Conventional Loans

A flexible, widely used mortgage for buying or refinancing a home.

Get Started Today

By submitting this form you agree to our Terms of Service.

Overview

How It Works

The most common loan type

Conventional loans are not backed by a government agency and are offered in fixed and adjustable-rate options.

Flexible down payments

Down payment options vary, and mortgage insurance may apply with smaller down payments.

Purchase or refinance

Use a conventional loan to buy a primary home, second home or investment property, or to refinance an existing loan.

Other options may exist

FHA, VA and low down payment programs may suit some buyers better. We compare them for you.

Plain-language guidance

We explain your choices, costs and monthly payment without jargon.

Terms vary

Rates, terms and eligibility vary by lender and borrower and are subject to credit approval.

Ready to see what a conventional loan could look like?

Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity.

Get in Touch

Let's Talk About Your Loan

Tell us a little about what you are looking for and William’s team will be in touch.
  • ✓  Plain-language guidance from a licensed mortgage broker
  • ✓  More than 30 years in Arizona home lending
  • ✓  Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
By submitting this form you agree to our Terms of Service.
Apply Online
Scroll to Top