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FHA Loans

Government-insured loans with flexible credit and down payment guidelines.

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Overview

How It Works

Insured by the FHA

FHA loans are insured by the Federal Housing Administration, which can allow more flexible guidelines.

Low down payment options

FHA programs may allow a smaller down payment than some other loans. Mortgage insurance applies.

Popular with first-time buyers

They are often considered by first-time buyers and those rebuilding credit.

Other options may exist

A conventional loan may cost less in some situations. We compare both for you.

Straight answers

We explain the costs, including mortgage insurance, so you know the full picture.

Terms vary

Rates, terms and eligibility vary by lender and borrower and are subject to credit approval.

Curious whether an FHA loan is right for you?

Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity.

Get in Touch

Let's Talk About Your Loan

Tell us a little about what you are looking for and William’s team will be in touch.
  • ✓  Plain-language guidance from a licensed mortgage broker
  • ✓  More than 30 years in Arizona home lending
  • ✓  Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
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