Self-Employed
1099 Only Loans
Qualify using your 1099 income without a full set of tax returns.
Get Started Today
Overview
How It Works
1099 income as proof
Contractors and freelancers paid on 1099 forms may be able to document income with the 1099s themselves, depending on the program.
Built for independent workers
If you work as an independent contractor, gig worker or consultant, standard W-2 underwriting can be a poor fit. This program is designed for how you are paid.
Fewer documents
Some programs ask for one or two years of 1099s rather than complete personal and business tax returns.
Other options may exist
Depending on your situation, bank statement or conventional loans may also work. We help you compare.
Clear next steps
We tell you what documents lenders will want so there are no surprises.
Terms vary
Loan amounts, rates, documentation and guidelines vary by lender and borrower.
Paid on 1099 and not sure what you qualify for?
Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity.
Get in Touch
Let's Talk About Your Loan
Tell us a little about what you are looking for and William’s team will be in touch.
- ✓ Plain-language guidance from a licensed mortgage broker
- ✓ More than 30 years in Arizona home lending
- ✓ Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
Contact
William S. Forsythe III
Owner, Achievers Mortgage, LLC
General Mortgage Disclaimer: Achievers Mortgage, LLC is a licensed mortgage broker (NMLS #166778, MB0905740). All loan approvals, interest rates, and terms are subject to applicant's creditworthiness, income verification, property appraisal, and other underwriting guidelines. Not all applicants will qualify. The information provided on this website is for informational purposes only and does not constitute a commitment to lend or an offer to extend credit. Interest rates and loan programs are subject to change without notice. Achievers Mortgage, LLC is an Equal Housing Opportunity provider.
Privacy Policy | Terms of Use | NMLS Consumer AccessAchievers Mortgage, LLC · 3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251NMLS #166778 | MB0905740
Equal Housing Opportunity
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