Investment Property

DSCR Rental Property Loans

Qualify using the rental income of the property instead of your personal income.

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Overview

How It Works

The property qualifies the loan

DSCR stands for debt service coverage ratio. Lenders compare the rent a property earns to its monthly costs.

No personal income documents

Many DSCR programs do not require tax returns or pay stubs, which suits investors with complex finances.

Scale your portfolio

Because approval focuses on the property, investors can often finance multiple rentals.

Other options may exist

A conventional loan may offer different terms for some investors. We compare them for you.

Investor-friendly guidance

We help you run the numbers before you make an offer.

Terms vary

Down payments, rates and guidelines vary by lender and borrower. Business-purpose loans only.

Ready to finance your next rental property?

Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity.

Get in Touch

Let's Talk About Your Loan

Tell us a little about what you are looking for and William’s team will be in touch.
  • ✓  Plain-language guidance from a licensed mortgage broker
  • ✓  More than 30 years in Arizona home lending
  • ✓  Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
By submitting this form you agree to our Terms of Service.
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