2-1 Buy Down
The 2-1 Temporary Buy Down
Lower your payment for the first two years of your loan.
Get Started Today
Overview
How a 2-1 Buy Down Works
Year one
Your interest rate is temporarily 2 percentage points lower than the note rate.
Year two
Your interest rate is temporarily 1 percentage point lower than the note rate.
Year three and beyond
Your rate and payment settle at the note rate for the remainder of the loan.
Often funded by the seller
A seller concession or builder incentive may cover the cost of the buy down.
Compared with a price cut
A temporary buy down can cost a seller less than a price reduction while lowering a buyer’s early payments.
Talk through the scenario
William can compare options for your purchase. Terms and conditions apply, and not all borrowers will qualify.
Buying and negotiating with a seller?
Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity.
Get in Touch
Let's Talk About Your Loan
Tell us a little about what you are looking for and William’s team will be in touch.
- ✓ Plain-language guidance from a licensed mortgage broker
- ✓ More than 30 years in Arizona home lending
- ✓ Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
Contact
William S. Forsythe III
Owner, Achievers Mortgage, LLC
General Mortgage Disclaimer: Achievers Mortgage, LLC is a licensed mortgage broker (NMLS #166778, MB0905740). All loan approvals, interest rates, and terms are subject to applicant's creditworthiness, income verification, property appraisal, and other underwriting guidelines. Not all applicants will qualify. The information provided on this website is for informational purposes only and does not constitute a commitment to lend or an offer to extend credit. Interest rates and loan programs are subject to change without notice. Achievers Mortgage, LLC is an Equal Housing Opportunity provider.
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Equal Housing Opportunity
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