Self-Employed
Asset Based Loans
Use your savings and investments to qualify when income is hard to document.
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Overview
How It Works
Assets as income
Asset-based programs, sometimes called asset depletion, convert a portion of your eligible assets into qualifying income.
Good for retirees and investors
If you have strong savings or investments but little regular income, this approach may open options.
Eligible assets vary
Which accounts count, and how they are calculated, depends on the program.
Other options may exist
A conventional or bank statement loan may also fit. We compare them for your scenario.
Clear documentation list
We explain which statements lenders need and how they are reviewed.
Terms vary
Loan amounts, rates and guidelines vary by lender and borrower.
Have strong assets but non-traditional income?
Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend. Equal Housing Opportunity.
Get in Touch
Let's Talk About Your Loan
Tell us a little about what you are looking for and William’s team will be in touch.
- ✓ Plain-language guidance from a licensed mortgage broker
- ✓ More than 30 years in Arizona home lending
- ✓ Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
Contact
William S. Forsythe III
Owner, Achievers Mortgage, LLC
General Mortgage Disclaimer: Achievers Mortgage, LLC is a licensed mortgage broker (NMLS #166778, MB0905740). All loan approvals, interest rates, and terms are subject to applicant's creditworthiness, income verification, property appraisal, and other underwriting guidelines. Not all applicants will qualify. The information provided on this website is for informational purposes only and does not constitute a commitment to lend or an offer to extend credit. Interest rates and loan programs are subject to change without notice. Achievers Mortgage, LLC is an Equal Housing Opportunity provider.
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Equal Housing Opportunity
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