First-Time Buyers

Buying Your First Home

Low down payment options and a lender who explains each step in plain language.

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HomeReady

A Low Down Payment Option

Down payment as low as 3%

Purchases up to 97% financing, including first-time buyers.

Reduced mortgage insurance

Mortgage insurance may be reduced for eligible borrowers.

Gift funds

Gift funds may be eligible for the entire down payment.

Flexible income limits

Income limits are based on census tracts.

High balance available

Higher loan limits may apply in some areas.

Refinance option

Refinances up to 95% LTV on eligible properties.
Fannie Mae HomeReady. Borrower, income and property eligibility requirements apply.
Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend.

Get in Touch

Let's Talk About Your Loan

Tell us a little about what you are looking for and William’s team will be in touch.
  • ✓  Plain-language guidance from a licensed mortgage broker
  • ✓  More than 30 years in Arizona home lending
  • ✓  Updates along the way, by call or text
Call 480-994-5626
Text 602-688-2938
3500 N. Hayden Rd. #1302, Scottsdale, AZ 85251
NMLS #166778 · MB0905740
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