Purchases up to 97% financing, including first-time buyers.
Mortgage insurance may be reduced for eligible borrowers.
Gift funds may be eligible for the entire down payment.
Income limits are based on census tracts.
Higher loan limits may apply in some areas.
Refinances up to 95% LTV on eligible properties.
Fannie Mae HomeReady. Borrower, income and property eligibility requirements apply.
Programs, rates, terms and eligibility vary and are subject to credit approval and underwriting. Not all applicants will qualify. This is not a commitment to lend.