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VA Loans

We’re Here to Help Veterans and their Families Become Home Owners.

For Veterans and their spouses, the VA home loan program offers a well-deserved advantage for purchasing a home, renovating a home, refinancing a home to lower your rate, or for cash-out refinancing. Qualified Veterans can obtain low interest rate home loans, often without requiring a down payment or private mortgage insurance. VA loans are among the most powerful lending tools available for a significant percentage of military veterans, military members still in service, select surviving spouses, and reservists. Since 1944, VA loans have helped over 22 million service members go the home ownership way.

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Benefits Of VA Loans

$0 Down Payment for Veterans
Low Interest Rates
No mortgage insurance required
There are limits in place surrounding buyers’ closing costs. A seller may pay all of a buyer’s closing costs, which can be up to 4% of the home’s selling price.
No Penalty for paying off your loan early. VA loans come with no prepayment penalties, and this gives you the freedom to make extra payments as and when you like. Structuring your loan to automatically deduct an additional sum each month, no matter how small, can lead to long-term savings.
The VA loan program offers foreclosure avoidance advocacy, where a member of the VA staff advocates on the homeowners’ behalf to find suitable alternatives.
You may assume an existing VA loan from another veteran. You also have the option of getting someone else take over your VA loan, should the need arise.

If you, as a veteran or the spouse of a veteran, are having problems in getting a down payment together, or if you need assistance in refinancing your existing mortgage, our experts can guide you in the right direction.

We have all the information you need about VA loans, and we’ll do our best to make your home ownership dream come true.