Prime Jumbo
Do You Need a Large Home Loan?
Jumbo loans, or jumbo mortgages, refer to home loans that exceed conforming loan limits as defined by the Federal Housing Finance Agency (FHFA). In addition, jumbo loans are not scrutinized or guaranteed by Freddie Mac or Fannie Mae.
How Much Can You Borrow?
Conforming loan limits set by the FHFA vary area-wise and may change each year. In 2022, the maximum limit for a single-family home in most parts of the country was set at $647,200.
Loan amounts above $647,200 are now considered jumbo loans and you may secure financing up to $2 million.
For the current limits, please refer to: ConformingLimits
Ready To Get Started?
LAND A JUMBO LOAN AT A GREAT RATE
With home loans over $647,200 you can dream as big as you like
- 10% down payment- No mortgage Insurance
- Prime Jumbo loans up to $2 million
- Interest rates competitive with banks and online lenders
- Options for Primary, Second and Investment homes
- Fast Closings - typically 25 days or less
- Refinance opportunities are availalbe
- debt-to-income ratio of less than 45%
- 680 or above credit score
Why Choose Us?
- We provide jumbo loans for purchase of luxury homes and estates
- We offer a fixed rate
- No extra reserves required
- Cash out to 89.99% Loan to value
- No limit on cash out
- 10% down on second home
Given the amount of money that is involved in a jumbo loan, you can trust our experts to guide you in the right direction.
