3% Down Homeready
Fannie Mae’s conventional option for borrowers looking to purchase with a low down payment or refinance with limited equity
- Purchases up to 97% including FTHB
- Refinances up to 95% LTV, regardless of current mortgage program
- Reduced Mortgage Insurance
- High Balance available
- Relaxed AMI income limits based on census tracts
- Gift funds eligible for entire down payment
Ready To Get Started?
What Loan Alternatives Do You Have?
What Loan Alternatives Do You Have? We offer loan programs for condos and co-ops even if you are a first-time home buyer. Depending on what you’re after, you may choose from fixed rate and adjustable rate mortgages. You may qualify for a Federal Housing Administration (FHA) loan, although they are made available only for condo projects and not for co-ops. In addition, the condo project you are looking at needs to be FHA approved.
Condos and co-ops come with a fair share of differences, especially when it comes to buying and owing a home, which is why you should start by determining which one works better for you. Let our experts look into your circumstances and then guide you in the right direction.
OUR EXPERTS ARE MORE THAN WILLING
TO GUIDE YOU THROUGH THE PROCESS.
First Time Homebuyer’s Guide
Considering homeownership but not sure where to begin? The Achievers Mortgage, LLC guide to home buying will make the process easy all in one packet.
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